User:Hfhoyer

Retired from social banking since 2013. On the way to explain the status quo of money and trying to design future proof kind(s) of money. Anchor point is the division of labour, which is the elephant in the room and not yet implemented with full consequence to it's foll power. Left green anthroposopher with liberal conservative principles. Comming from a diploma in architecture, assistant professor in the theory and foundation of design on the chair of Horst Rittel in Stuttgart. Software design for enineers and architects, and the 25 years in the first socio-ecological bank worldwide, the GLS Gemeinschaftsbank.